Hdfc Equity Savings Fund Datagrid
Category Equity Savings Fund
BMSMONEY Rank 11
Rating
Growth Option 12-12-2025
NAV ₹67.74(R) +0.24% ₹76.12(D) +0.24%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.6% 9.99% 10.89% 9.81% 9.96%
Direct 6.63% 11.03% 11.89% 10.77% 11.11%
Benchmark
SIP (XIRR) Regular 8.75% 9.31% 9.63% 10.33% 9.75%
Direct 9.79% 10.36% 10.66% 11.33% 10.8%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.9 0.44 0.68 0.05% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.41% -3.46% -4.49% 1.0 3.21%
Fund AUM As on: 30/06/2025 5503 Cr
Top Equity Savings Fund
Fund Name Rank Rating
Edelweiss Equity Savings Fund 1
Kotak Equity Savings Fund 2
Aditya Birla Sun Life Equity Savings Fund 3
Sundaram Equity Savings Fund 4

NAV Date: 12-12-2025

Scheme Name NAV Rupee Change Percent Change
HDFC Equity Savings Fund - IDCW PLAN 13.03
0.0300
0.2400%
HDFC Equity Savings Fund - IDCW Option - Direct Plan 15.65
0.0400
0.2400%
HDFC Equity Savings Fund - GROWTH PLAN 67.74
0.1600
0.2400%
HDFC Equity Savings Fund - Growth Option - Direct Plan 76.12
0.1800
0.2400%

Review Date: 12-12-2025

Beginning of Analysis

Hdfc Equity Savings Fund is the 12th ranked fund in the Equity Savings Fund category. The category has total 18 funds. The Hdfc Equity Savings Fund has shown a poor past performence in Equity Savings Fund. The fund has a Jensen Alpha of 0.05% which is lower than the category average of 1.12%, showing poor performance. The fund has a Sharpe Ratio of 0.9 which is lower than the category average of 0.91.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

Hdfc Equity Savings Fund Return Analysis

  • The fund has given a return of 0.54%, 2.32 and 3.83 in last one, three and six months respectively. In the same period the category average return was 0.33%, 1.9% and 3.76% respectively.
  • Hdfc Equity Savings Fund has given a return of 6.63% in last one year. In the same period the Equity Savings Fund category average return was 6.25%.
  • The fund has given a return of 11.03% in last three years and ranked 11.0th out of 19 funds in the category. In the same period the Equity Savings Fund category average return was 10.96%.
  • The fund has given a return of 11.89% in last five years and ranked 2nd out of 17 funds in the category. In the same period the Equity Savings Fund category average return was 10.17%.
  • The fund has given a return of 11.11% in last ten years and ranked 1st out of eight funds in the category. In the same period the category average return was 9.22%.
  • The fund has given a SIP return of 9.79% in last one year whereas category average SIP return is 8.99%. The fund one year return rank in the category is 9th in 19 funds
  • The fund has SIP return of 10.36% in last three years and ranks 9th in 19 funds. HSBC Equity Savings Fund has given the highest SIP return (12.89%) in the category in last three years.
  • The fund has SIP return of 10.66% in last five years whereas category average SIP return is 9.85%.

Hdfc Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 4.41 and semi deviation of 3.21. The category average standard deviation is 4.26 and semi deviation is 3.14.
  • The fund has a Value at Risk (VaR) of -3.46 and a maximum drawdown of -4.49. The category average VaR is -3.9 and the maximum drawdown is -3.89. The fund has a beta of 0.99 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.46
    0.25
    		-0.78 | 0.88 3 | 19 Very Good
    3M Return % 2.08
    1.66
    		-0.84 | 3.31 5 | 19 Very Good
    6M Return % 3.34
    3.27
    		0.02 | 6.03 9 | 19 Good
    1Y Return % 5.60
    5.25
    		0.23 | 8.63 9 | 19 Good
    3Y Return % 9.99
    9.90
    		7.15 | 13.45 11 | 19 Average
    5Y Return % 10.89
    9.10
    		7.24 | 10.89 1 | 17 Very Good
    7Y Return % 9.81
    8.55
    		4.02 | 10.24 4 | 14 Very Good
    10Y Return % 9.96
    8.15
    		4.93 | 9.96 1 | 8 Very Good
    15Y Return % 9.40
    8.04
    		7.01 | 9.40 1 | 3 Very Good
    1Y SIP Return % 8.75
    7.97
    		2.67 | 10.70 8 | 19 Good
    3Y SIP Return % 9.31
    9.23
    		6.96 | 11.88 11 | 19 Average
    5Y SIP Return % 9.63
    8.82
    		6.82 | 10.76 6 | 17 Good
    7Y SIP Return % 10.33
    9.06
    		7.03 | 10.85 3 | 14 Very Good
    10Y SIP Return % 9.75
    8.44
    		5.51 | 10.15 2 | 8 Very Good
    15Y SIP Return % 9.60
    8.16
    		6.91 | 9.60 1 | 3 Very Good
    Standard Deviation 4.41
    4.26
    		2.09 | 7.29 11 | 19 Average
    Semi Deviation 3.21
    3.14
    		1.42 | 6.03 11 | 19 Average
    Max Drawdown % -4.49
    -3.89
    		-10.71 | -0.80 12 | 19 Average
    VaR 1 Y % -3.46
    -3.90
    		-6.59 | -1.15 8 | 19 Good
    Average Drawdown % -1.65
    -1.56
    		-3.51 | -0.40 12 | 19 Average
    Sharpe Ratio 0.90
    0.91
    		0.56 | 1.32 10 | 19 Good
    Sterling Ratio 0.68
    0.71
    		0.58 | 0.87 11 | 19 Average
    Sortino Ratio 0.44
    0.45
    		0.27 | 0.66 11 | 19 Average
    Jensen Alpha % 0.05
    1.12
    		-1.60 | 3.78 14 | 19 Average
    Treynor Ratio 0.04
    0.04
    		0.03 | 0.07 12 | 19 Average
    Modigliani Square Measure % 9.36
    10.14
    		7.96 | 14.58 11 | 19 Average
    Alpha % 0.24
    0.30
    		-2.32 | 4.30 10 | 19 Good
    Return data last Updated On : Dec. 12, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.54 0.33 -0.65 | 0.96 3 | 19 Very Good
    3M Return % 2.32 1.90 -0.44 | 3.56 6 | 19 Good
    6M Return % 3.83 3.76 0.83 | 6.48 9 | 19 Good
    1Y Return % 6.63 6.25 1.85 | 9.16 9 | 19 Good
    3Y Return % 11.03 10.96 7.99 | 14.46 11 | 19 Average
    5Y Return % 11.89 10.17 7.81 | 11.90 2 | 17 Very Good
    7Y Return % 10.77 9.58 4.94 | 11.35 4 | 14 Very Good
    10Y Return % 11.11 9.22 5.94 | 11.11 1 | 8 Very Good
    1Y SIP Return % 9.79 8.99 4.33 | 11.92 9 | 19 Good
    3Y SIP Return % 10.36 10.28 7.79 | 12.89 9 | 19 Good
    5Y SIP Return % 10.66 9.85 7.69 | 11.96 5 | 17 Very Good
    7Y SIP Return % 11.33 10.06 8.00 | 12.02 4 | 14 Very Good
    10Y SIP Return % 10.80 9.46 6.46 | 11.23 2 | 8 Very Good
    Standard Deviation 4.41 4.26 2.09 | 7.29 11 | 19 Average
    Semi Deviation 3.21 3.14 1.42 | 6.03 11 | 19 Average
    Max Drawdown % -4.49 -3.89 -10.71 | -0.80 12 | 19 Average
    VaR 1 Y % -3.46 -3.90 -6.59 | -1.15 8 | 19 Good
    Average Drawdown % -1.65 -1.56 -3.51 | -0.40 12 | 19 Average
    Sharpe Ratio 0.90 0.91 0.56 | 1.32 10 | 19 Good
    Sterling Ratio 0.68 0.71 0.58 | 0.87 11 | 19 Average
    Sortino Ratio 0.44 0.45 0.27 | 0.66 11 | 19 Average
    Jensen Alpha % 0.05 1.12 -1.60 | 3.78 14 | 19 Average
    Treynor Ratio 0.04 0.04 0.03 | 0.07 12 | 19 Average
    Modigliani Square Measure % 9.36 10.14 7.96 | 14.58 11 | 19 Average
    Alpha % 0.24 0.30 -2.32 | 4.30 10 | 19 Good
    Return data last Updated On : Dec. 12, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Equity Savings Fund NAV Regular Growth Hdfc Equity Savings Fund NAV Direct Growth
    12-12-2025 67.736 76.117
    11-12-2025 67.576 75.935
    10-12-2025 67.467 75.81
    09-12-2025 67.496 75.841
    08-12-2025 67.599 75.955
    05-12-2025 67.774 76.146
    04-12-2025 67.665 76.021
    03-12-2025 67.619 75.967
    02-12-2025 67.595 75.938
    01-12-2025 67.695 76.05
    28-11-2025 67.682 76.029
    27-11-2025 67.683 76.028
    26-11-2025 67.752 76.104
    25-11-2025 67.464 75.777
    24-11-2025 67.459 75.77
    21-11-2025 67.568 75.887
    20-11-2025 67.692 76.025
    19-11-2025 67.626 75.948
    18-11-2025 67.485 75.788
    17-11-2025 67.584 75.897
    14-11-2025 67.466 75.759
    13-11-2025 67.457 75.746
    12-11-2025 67.423 75.706

    Fund Launch Date: 20/Aug/2004
    Fund Category: Equity Savings Fund
    Investment Objective: To provide capital appreciation by investing in Equity & equity related instruments, Arbitrage opportunities, and Debt & money market instruments. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended scheme investing in equity, arbitrage and debt
    Fund Benchmark: 40% NIFTY 50 Arbitrage Index, 30% Crisil Short Term Bond Fund Index and 30% NIFTY 50 (Total Returns Index)
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.